Who would provide for your loved ones if you could not? The right Washington, D.C. life insurance ensures your family's financial security in your absence.
At InsureMe, we are here to support you. Finding you the right life insurance is our business. Simply provide a little information and receive up to five free quotes.
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Washington, D.C. Life Insurance FAQs
Why Do I Need Life Insurance?
Washington, D.C. life insurance secures the livelihood of those who must go on without you. It covers unexpected costs from legal or medical issues and pays for funeral arrangements. It also supplements the loss of your income.
Do I Even Need Life Insurance?
You are a candidate for Washington, D.C. life insurance if you are the sole provider for your family or contribute a significant amount of your income to your family's total earnings. If you care for your children and home, you should also consider obtaining a Washington, D.C. life insurance policy that will allow your family to maintain their current standard of living.
How Do I Determine How Much Washington, D.C. Life Insurance I Need?
Washington, D.C. life insurance is designed to make up for lost income until you retire. To calculate how much you need, take your pre-tax income and estimate how many years remain until you retire.
If you are a stay-at-home spouse, approximate what you'd pay an employee annually to maintain your home and/or care for your children.
Knowledge Is Power
There are two main types of Washington, D.C. life insurance. Your age, family size and financial status determine what kind you need.
Term Life Insurance: Term life insurance is more flexible and less expensive than permanent life insurance. It's best for young, growing families who have a large need for life insurance, but not always the financial means to pay the higher premiums of permanent whole or universal policies. As you age, this type of Washington, D.C. life insurance can potentially become very expensive.
Term Life Policies Include:
Permanent (Cash Value) Life Insurance: The premiums for permanent life insurance are five to ten times as much as for term life insurance. But permanent Washington, D.C. life insurance usually covers you for your lifetime and often offers a cash value—you can actually accrue money throughout the life of your policy.
Permanent Life Policies Include:
The best gift you can give your family is adequate Washington, D.C. life insurance. Don't wait another moment. Contact InsureMe and get the right life insurance today!